Cynthia DaSilva
(602) 881-1791
cynthia@
buyphoenixproperty.com
BUYERS INFO
Buying VS.Renting

Trends in home prices, personal income and mortgage rates, combined with the tax advantages
of home ownership, make this an excellent time to turn the home of your dreams into a reality. If
you're thinking of buying a home, you've probably already asked yourself;  "Can I afford to buy?"
Another good question to ask is, "Can I afford to continue renting?"  No matter what you're
currently paying for rent, your total cash outlay over a period of several years will probably add up
to a much higher total than you may have realized.
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Homeowner Tax Advantages

When you're figuring out how much you can afford to commit to monthly mortgage payments,
don't forget the tax advantages of home ownership.  Both property taxes and interest payments
on a mortgage for an owner occupied home are currently tax-deductible.  In the early years of a
typical mortgage, all but a small percentage of each monthly payment is used to pay off the
interest on the loan. This means that as a homeowner, your annual taxable income could be
substantially reduced by deducting the payments you make on property taxes and yearly
mortgage interest.
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10 Steps to Buying a Home

Buy with Cynthia DaSilva!
Just click on one of the links below to go through that step in the buying process.

Step 1 - Needs Analysis
Step 2 - Preapproval vs. Prequalification
Step 3 - Neighborhood Information
Step 4 - Home Search
Step 5 - Making an Offer
Step 6 - Negotiating to Buy
Step 7 - Vendor Coordination
Step 8 - Pre-close Preparation
Step 9 - Closing
Step 10 - Post-Closing
I Don't Just Sell
Homes....
I Sell Dreams !
Cynthia DaSilva
          602-881-1791
                   REALTOR®